Apex Trader Funding is currently the US futures prop firm with the highest headline payout: traders can receive 100% of approved payouts on its new EOD and Intraday Performance Accounts. For accounts purchased before March 1, 2026, Apex says legacy payout rules apply, so traders should check which product they are comparing.
The best choice depends on what you mean by "best payouts":
- Best payout split: Apex Trader Funding
- Best daily payout access: MyFundedFutures Rapid
- Best payout system and live-account progression: Topstep
- Best uncapped weekly withdrawal structure: Earn2Trade
This comparison covers US futures prop firms, not forex or CFD challenge providers.
Best US Prop Firms for Payouts Compared
| Prop Firm | Trader Payout Share | Earliest Payout Route | Main Payout Limitation | Best For |
|---|---|---|---|---|
| Apex Trader Funding | 100% of approved payouts | After 5 qualifying trading days | Maximum of 6 payouts per Performance Account | Highest headline split |
| MyFundedFutures Rapid | 90% | 24 hours after the first funded trade, if requirements are met | Buffer and minimum withdrawal required | Frequent daily withdrawals |
| Topstep | 90% | After 3 days on the Consistency Path or 5 winning days on Standard | Express Funded Account payout caps | Payout process and live progression |
| Earn2Trade | 80% on larger withdrawals, 50% below the threshold | Weekly Wednesday withdrawals | Split depends on withdrawal size | Weekly payouts without a stated payout cap |
Is Apex Trader Funding the Best-Paying Prop Firm?
Apex Trader Funding is the best choice if your main priority is keeping the largest percentage of an approved payout.
Apex's current EOD Performance Account policy provides:
- 100% of the approved payout to the trader
- At least 5 qualifying trading days before the first payout
- A 50% consistency rule
- A permanent safety-net requirement
- Up to 6 payouts per Performance Account
- US payouts through ACH direct deposit
The payout cap varies by account size and payout number. On a new 50K EOD Performance Account, the maximum payout ranges from $1,500 on the first payout to $3,000 on the sixth payout. A 100K account ranges from $2,000 to $4,000, while a 150K account ranges from $2,500 to $5,000.
The 100% split does not mean unlimited withdrawals. The account must remain above the safety net, meet the consistency requirement and complete the required qualifying days. Apex also states that US payout delivery usually takes about 5 to 11 business days after review and bank processing.
Apex is a good fit for traders who:
- Care most about the payout percentage
- Prefer a one-time evaluation model rather than monthly billing
- Can trade consistently across multiple days
- Accept a six-payout account lifecycle
Is MyFundedFutures Better for Daily Payouts?
MyFundedFutures Rapid is the better fit for traders who value frequent access to payouts more than a 100% split.
The Rapid plan offers:
- A 90% trader profit share
- Daily payout requests
- First payout eligibility 24 hours after the first trade in the simulated funded account, if the buffer and minimum-profit requirements are met
- No consistency rule in the Rapid funded stage
- A $500 minimum withdrawal
- Most payout approvals processed instantly, with manual reviews taking about 6 to 12 business hours
The required buffer is currently $2,100 on the 50K Rapid plan, $3,100 on the 100K plan and $4,600 on the 150K plan. US traders can use Plaid or ACH payout methods.
For traders who regularly request smaller withdrawals, daily access may matter more than the difference between a 90% and 100% split. The trade-off is that MyFundedFutures keeps 10% of the approved payout, and the trader must clear the plan's buffer before requesting a withdrawal.
Does Topstep Offer the Best Overall Payout Experience?
Topstep offers the best all-around payout setup for traders who want clear rules, fast US payment options and a defined route to live trading.
Topstep pays 90% of profits in its Express Funded Account. Traders can qualify for payouts through either route:
- Standard Path: 5 winning days with at least $150 in net profit
- Consistency Path: 3 trading days while meeting the 40% consistency target
The Consistency Path allows payout requests of up to $3,000 on a 50K account, $4,000 on a 100K account and $6,000 on a 150K account. Topstep's current policy lists higher caps when traders voluntarily add a Daily Loss Limit at checkout.
For US traders using an eligible bank, Topstep offers Aeropay. Topstep reports that automatically approved Aeropay payments using real-time payments average less than 9 seconds. Some requests require additional review, and banks without real-time-payment support may process payments through ACH instead.
Topstep also provides a defined progression from its Express Funded Account to a Live Funded Account. After 30 winning days in a Live Funded Account, traders can request daily payouts of up to 100% of their share of profits, with no Express Funded Account payout cap.
Topstep is a good fit for traders who:
- Want a defined route from evaluation to live funding
- Prefer fast US payout processing
- Are comfortable with consistency rules
- Want access to uncapped payouts after reaching the live stage
How Earn2Trade Compares
Earn2Trade is most useful for traders who prefer weekly withdrawals and expect to meet the higher payout threshold.
Its current structure gives traders a 50% split below the account-specific threshold and an 80% split once the withdrawal reaches that threshold.
On the 50K Trader Career Path, for example, the split is 50/50 below a $2,250 withdrawal and 80/20 at $2,250 or more. Earn2Trade processes withdrawals weekly on Wednesdays, has a $100 minimum net withdrawal and advertises no payout cap. US customers using Rise pay a 1.5% processing fee.
That structure is less attractive for small withdrawals because the trader keeps only 50% below the threshold. It becomes more competitive when the withdrawal reaches the level required for the 80% split.
Final Verdict
Choose Apex Trader Funding if the payout percentage is your main concern. Its current new Performance Accounts offer 100% of approved payouts, although each account has qualifying-day, safety-net, consistency and payout-count rules.
Choose MyFundedFutures Rapid if you want to request payouts daily and are willing to accept a 90% split plus the required buffer.
Choose Topstep if you want a structured payout process, fast US payment options and a defined route to live, uncapped payouts.
Choose Earn2Trade if weekly withdrawals suit your trading plan and you expect to meet the threshold for its 80% split. Before buying any account, check the product date and current payout policy. Apex states that accounts purchased before March 1, 2026, follow legacy rules rather than the new-product structure.